Payment Gateway Reviews

Comprehensive reviews and comparisons of payment gateways and processors for online shops

Stripe

4.9/5

Overview

Stripe is one of the most popular payment processors, known for its developer-friendly API and comprehensive feature set. It's particularly well-suited for businesses that need a flexible, customizable payment solution.

Key Features

  • Developer-friendly API
  • Support for 135+ currencies
  • Built-in fraud prevention
  • Subscription billing
  • Detailed analytics

Pricing

Stripe charges a standard rate of:

  • 2.9% + $0.30 per successful card charge
  • No monthly fees
  • No setup fees

Pros

  • Excellent developer documentation
  • No monthly fees
  • Strong security features
  • Global payment support

Cons

  • Requires technical knowledge for full customization
  • Higher fees for international cards
  • No phone support for basic accounts

PayPal

4.7/5

Overview

PayPal is one of the most widely recognized payment processors, offering both consumer and business solutions. It's particularly well-suited for businesses that want to offer a trusted payment option to their customers.

Key Features

  • Wide consumer recognition
  • Buyer and seller protection
  • Multiple payment methods
  • International payments
  • Mobile payment support

Pricing

PayPal offers different pricing tiers:

  • Standard: 2.9% + $0.30 per transaction
  • Advanced: 2.5% + $0.30 per transaction
  • Pro: 2.2% + $0.30 per transaction

Pros

  • High consumer trust
  • Easy to set up
  • Strong buyer protection
  • Wide international reach

Cons

  • Higher fees than some competitors
  • Account freezes can occur
  • Limited customization options

Square

4.5/5

Overview

Square is a comprehensive payment solution that combines point-of-sale hardware with online payment processing. It's particularly well-suited for businesses that operate both online and offline.

Key Features

  • Integrated POS system
  • Free card reader
  • Inventory management
  • Employee management
  • Built-in analytics

Pricing

Square offers transparent pricing:

  • 2.6% + $0.10 per in-person transaction
  • 2.9% + $0.30 per online transaction
  • No monthly fees

Pros

  • Free card reader
  • No monthly fees
  • Easy to use
  • Good for small businesses

Cons

  • Higher fees for high-volume businesses
  • Limited international support
  • Account holds can occur